Cynic Penguin

My boomer dad asked me last week why I'm still renting at 43. I told him a starter home in our area is $410,000. He said "so save up." I said the down payment alone is $82,000. He said "that's not so bad, break it into pieces." I said after rent, insurance, and daycare I put away maybe $400 a month. He did the math out loud. Got to seventeen years.